• Tel.:914-683-1010

Counseling

CHI is a HUD-approved housing counseling agency that offers FREE one-on-one and group Foreclosure Prevention Counseling services. Homeowners in Westchester who are having difficulty making mortgage payments or those who have already defaulted can get counseling and legal referrals from CHI. CHI’s counselors can analyze your specific situation and design a mitigation action plan, which might include a loan forbearance, loan modification, partial claim, short sale, or a deed-in-lieu of foreclosure. CHI will also review your current financial profile to develop a workable budget, including developing a plan to manage your debt.

A Good Resource: Paths of a Foreclosure in New York State

New York State Mortgage Assistance Program: Can The Program Help You?

NYS Mortgage scam help

For more information on avoiding Mortgage scams

For help, call one of CHI’s housing counselors at (914) 683-1010, and download a foreclosure prevention information packet.

FastTrack™

CHI’s FastTrack™ Loan Modification Program is designed to expedite the loan modification process. FastTrack™ provides homeowners the opportunity to have face-to-face contact directly with assigned bank loan modification representatives, leading to quicker decisions on modifications. The program was created by CHI in partnership with Congresswoman Nita Lowey and Westchester County Executive Robert Astorino.

FastTrack™ Loan Modification Program events have been held with the Bank of America, Chase Bank and Wells Fargo/Wachovia Bank. Check the Events page  to see when the next FastTrack™ session will be held, or call (914) 683-1010.

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WORKSHOPS

CHI occasionally hosts Foreclosure Prevention workshops in our White Plains offices. For more information contact ahaughton@communityhousing.org  or 1 (877) 483 2686.

 

RESOURCES

What to know about your first settlement conference.

What happens after settlement conferences have ended?